Benefits of Online Travel Insurance
Compare offers from 15+ insurance companies and choose the best option
Today's savvy travelers know that online travel insurance has become an essential part of trip preparation. Travel insurance policies are available for both international tours and domestic trips within Russia. When traveling abroad, travel insurance serves two crucial purposes: it acts as a mandatory document for visa applications and provides international medical coverage with worldwide support.
The tourist insurance process has been fully digitized and is available 24/7. You can obtain an insurance policy in just a few minutes - all you need is internet access and a bank card for payment. Whether you need medical insurance for a visa or general travel coverage, policies can be issued instantly, even if you've already started your journey. Online insurance is particularly convenient for those applying for Schengen visas or preparing for long-distance trips that require reliable health protection abroad.
Online Travel Insurance Cost Calculator
Modern online travel insurance addresses three key challenges. First, it provides rapid medical assistance anywhere in the world, covering treatment costs and medical evacuation. Second, it helps obtain visas by providing necessary insurance coverage guarantees. Third, it protects against financial losses in case of trip cancellation or other unforeseen circumstances. The insurance application process has been fully digitized. You don't need to visit an insurance office or fill out paper documents - just have internet access and a bank card. The system automatically calculates the policy cost based on trip duration, destination country, and selected insurance options. After payment, your electronic policy is instantly delivered to your email. Special attention should be paid to choosing insurance coverage. For trips to the USA and Schengen countries, maximum coverage is recommended due to high medical care costs. When planning active recreation, it's important to include sports risk insurance in the policy. For long-term travel, it's optimal to add baggage protection and civil liability insurance. An electronic policy has the same legal force as a paper document. It's accepted by all embassies for visa processing and medical institutions abroad. A key advantage is that the policy is always available in your email and cannot be lost or forgotten at home. In case of an insurance event, simply call the 24/7 assistance center at the number listed in the policy. Specialists will arrange the necessary help and handle all interactions with medical institutions. You won't need to search for a clinic or worry about paying for treatment on your own.
Important Notice: BIOHACTOUR helps travelers find and compare the best travel insurance offers. We provide up-to-date information about insurance policies, their terms, and costs from leading insurance companies. The final policy purchase and payment are completed on the official website of your chosen insurer. We care about your data security and trust document processing only to verified insurance companies with years of experience in travel insurance. By proceeding to the insurance company's website, you agree to their terms of service and privacy policy. BIOHACTOUR doesn't charge any additional fees for insurance selection - the policy cost remains the same as when purchasing directly.
Popular Travel Destinations: Finding the Perfect Insurance Coverage
Each destination has unique requirements that must be considered when choosing an insurance policy. We've prepared optimal insurance programs for the most popular tourist destinations, considering each country's specifics, travel seasons, and typical insurance cases. THAILAND Thailand is especially popular during the winter months from November to March, during the comfortable dry season. The insurance program for Thailand includes extended medical coverage of $100,000, accounting for the high cost of medical services in private clinics. The policy covers risks associated with popular activities like diving, snorkeling, and scooter riding. Additional coverage includes flight cancellation protection and baggage insurance. TURKEY Turkey attracts travelers from April to October with its resorts and thermal springs. A standard policy with €50,000 coverage provides necessary protection, considering the well-developed medical service system in tourist areas. The program includes emergency dental care and clinic transportation when needed. The policy is accepted for visa processing and tourist packages. INDIA Traveling to India requires a special approach to insurance due to the specifics of local medicine and climate. A policy with $50,000 coverage includes assistance for food poisoning, acclimatization issues, and chronic disease exacerbation. Support for lost documents and baggage insurance are included. An important feature is the availability of Russian-speaking operators in the support service. WORLDWIDE The universal insurance program is suitable for travel to any location worldwide, any time of year. Maximum coverage of €100,000 meets Schengen visa requirements and provides protection even in countries with expensive medical care. The policy includes medical evacuation and repatriation arrangements if necessary. The program is suitable for both short trips and extended travel.